What we do & how we do it

We help you to articulate, plan for, and achieve major financial goals in your life.

We work closely with you and your family members to create budgets, cash flow forecasts and other visuals to enable you to make informed decisions.

We then move onto advising you re your investment and tax structuring strategies or evaluate your existing arrangements to make sure they match your future financial planning needs. Then we act as the ‘conductor of the orchestra’ – ensuring your ongoing financial planning and investment requirements and expectations are met, both now and in years to come. We earn your trust, so you can have total confidence in our advice and the decisions you make as a result.

Before we begin to prepare your financial plan and make recommendations, our aim is to help you understand where you are now in financial terms, and how this compares with where you want to be. 

Working with you as your own personal finance director, we help you to articulate the major financial goals in your life and understand what you need to do to achieve them. We start by collating all the critical documents and information and fully assessing your current financial situation. This can be a surprisingly enlightening journey, and it is rarely too late to begin. We call this a financial audit. The mind map below gives you an idea of the areas we can explore and incorporate into your Financial Plan.

A financial audit includes:

We then produce a detailed analysis and project the facts into the future, given various key assumptions. We look at how to achieve your goals and objectives using your existing provisions and plans. By stress-testing their robustness, we aim to provide you with reassurance as well as other options to consider. Your Financial Audit and Financial Plan are documented so we can go back to this and make any changes as required on an ongoing basis. This is a fee-based service and we agree the costs with you in advance.

"PLANNING IS BRINGING THE FUTURE INTO THE PRESENT SO THAT YOU CAN DO SOMETHING ABOUT IT NOW"

ALAN LAKEIN

Our Services

We offer advice on an “Independent” basis. This means that we provide unbiased, unrestricted advice based on a comprehensive and fair analysis of the relevant market while giving due consideration to the full range of retail investment, pension and life products available in the marketplace which may be suitable for you. We are always on hand to deal with queries or provide ad-hoc advice.

Being a client of Servo means that you receive:

  • One full-service, family office type of relationship
  • One wealth manager providing an overall tax strategy, hand in hand with your Accountants and Lawyers
  • One overarching investment strategy with ongoing monitoring and pricing of investments
  • Fully transparent charging structure & performance monitoring
  • Maximising usage of tax allowances (which is difficult if you maintain relationships across multiple firms)
  • Clear capital and income plan, IHT, & family succession plan
  • Total visibility of family balance sheet & performance though online accounts and mobile apps