What if? The gift of being organised
March 19, 2025
If anything happened to you tomorrow, how much does your partner know about your finances and how easy would it be for them to find
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If anything happened to you tomorrow, how much does your partner know about your finances and how easy would it be for them to find
The end of January was not only the deadline for personal tax returns but also marked a new tax era for online sellers. In the
How to fund social care has once more moved into the political spotlight. It is the turn of the year. The health secretary of the
The Chancellor has announced the timing of her next formal report to Parliament. Cast your mind back six Chancellors ago to Philip Hammond (aka Spreadsheet
Inflation fell in 2024, dropping to 2.5% from 4.0% in 2023. So why didn’t it feel like that? At the end of 2022, inflation in
One of the nation’s largest investment managers has examined investors’ attitudes in the UK relative to other major developed G7 nations with interesting results. Personal
A recent survey has raised questions about retirement readiness. One of the world’s largest investment managers, BlackRock, recently published its latest review of the UK’s
The Budget brought inheritance tax (IHT) into the news headlines, but its impact is not well understood. Mark and Hannah have an estate valued at
National Savings & Investments (NS&I) has been busy reducing its interest rates in recent months. NS&I has roots going back to 1861, when Gladstone, then
As 2025 gets underway, it is once again the time of year to start considering your tax year-end planning. The early months of the year
The global market outlook showed an improvement for 2024 with the US achieving more than 20% returns for a second consecutive year. A quick look
The long freeze on student tuition fees in England has come to an end. Do you know what the RPIX is? You might guess it’s
The latest Budget move to count pensions as part of your estate for inheritance tax (IHT) is a major change, with potentially significant consequences. At
There are now over three million ‘lost’ pensions worth over £31 billion. We all lose things, be it the proverbial change down the back of
The impact of the Budget’s increases in national insurance contributions (NICs) are not limited to employers. There were three main changes to employer’s NICs announced
Not every interest rate moves in the same direction. Source: Bank of England, Investing.com If you are approaching the end of your five-year fixed rate
Chancellor Rachel Reeves’ first Budget was a significant one in all senses. “…this Budget delivers a large, sustained increase in spending, taxation, and borrowing.” So
HMRC is uncharacteristically keen to give money away, reminding young adults again that they may be due unclaimed child trust funds (CTFs). The amount still
New statistics show that cash ISAs remain a popular investment. Every autumn HMRC publishes a set of annual savings statistics, setting out detailed information about
The Institute for Fiscal Studies (IFS) has been crunching the numbers on the adequacy of pension contributions. One of the unremarked government successes of the