No. We are happy to offer the first meeting at our expense to establish whether we can add sufficient value to your situation and whether we think we would be a good fit. Thereafter, our fees are straightforward and transparent. You have the choice at each stage of the discussion whether you wish to take the next step with us. There is no commitment to progress to the next stage unless you wish to do so.
You will always know our fees before you make a decision to proceed. We do not hide our costs and we have a transparent charging structure, so you can be sure we are working efficiently for your benefit.
Our fees are based wholly upon the provision of our qualified and professional expertise, the time taken to analyse your circumstances and devise an appropriate strategy going forward, the design of an appropriate summary report to communicate this strategy to you, and also takes into account our firm’s exposure to regulatory, commercial and financial risk.
There are broadly three types of charges we apply for the provision of initial advice and ongoing advice services. These can be charged as a fixed fee, an hourly rate or a percentage-based fee, depending on what is most appropriate for the situation. There is no charge for plan creation; fees apply only for research and advice as listed below.
We charge new clients for building a strategic financial plan
We charge an implementation fee for arranging investments
We charge a monthly fee for ongoing service
To ensure that you are fully aware of the cost of our services and how and when you will be asked to pay, we will always confirm this verbally and in writing.
Fees for our services are usually not subject to VAT. If VAT were to apply, we will tell you before we carry out any chargeable work and confirm the amount in writing.
Our ongoing fees include:
No. At the moment, we are not VAT registered as most of our services are VAT exempt. If this changes, we will let you know.